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Self-employed in Spain · 2026 rules

Cuota de autónomos calculator 2026

Find your income band, your minimum monthly cuota, and whether you're paying too much or too little before the annual adjustment.

Your numbers

€
Example figure. Use your expected average for the whole year.
€
Don't include the cuota itself.
We'll estimate the annual adjustment (regularización).
Your 2026 band
– of 15

Net income used for the cuota
Minimum contribution base
Minimum monthly cuota
Per year

2026 cuota table

All 15 bands with their minimum base and minimum cuota (31.5% of the base). Your band is highlighted. You can choose a higher base to improve your future pension.

BandNet income per monthMinimum baseMonthly cuota

Common questions

This is an estimate, not tax or legal advice. It uses the 2026 Social Security tables (cuotas carried over from 2025, total rate 31.5%) and the 7% general deduction for individual autónomos. Company directors (autónomos societarios) use a 3% deduction and have a higher minimum base.